EU Neobank Performance 2026
Real metrics from official annual reports, regulatory filings, and verified press releases — not marketing claims.
Data sourced from FY2024/FY2025 filings. Figures may differ from earlier estimates.
Wise PLC — Live Stock Price
LSE: WISE Only publicly listed neobank in this comparisonChart provided by TradingView. The other 9 neobanks in this comparison are private companies.
👥 User Base
Registered customers / accounts as of latest available data
* Qonto and Vivid Money count business clients. Trade Republic counts individual investors.
💰 Valuation
Last known valuation from funding rounds, secondary sales, or public market cap
* Wise valuation = LSE market cap (~£6.8B). All others are private valuations from their most recent funding event.
📈 Annual Revenue
Most recent full-year revenue (EUR). Only includes banks with confirmed public figures.
* Trade Republic, Lunar, and Vivid Money do not publicly disclose revenue.
📊 Full Metrics Table
| Bank | Users | Valuation | Revenue | Total Assets | Funding | Staff | Founded |
|---|---|---|---|---|---|---|---|
| Revolut | 65M | $75B | €3.7B | €20.3B | $2.9B | 10,000 | 2015 |
| N26 | 8M | $9B | €450M | — | $1.8B | 1,810 | 2013 |
| bunq | 12M | $1.9B | €210M | — | $420M | 700 | 2012 |
| Wise LSE:WISE | 15.6M | $8.6B | €2.2B | — | $1.3B | 6,500 | 2011 |
| Vivid Money | 500K | $0.75B | — | — | $205M | 300 | 2019 |
| Qonto | 600K | $5B | €449M | — | $717M | 1,600 | 2017 |
| Trade Republic | 10M | $14.7B | — | €150B AUM | $1.2B | 1,320 | 2015 |
| Monzo | 12.2M | $5.9B | €1.4B | €19.5B | $1.9B | 3,800 | 2015 |
| Lunar | 1M | $2.2B | — | €1.55B | $726M | 586 | 2015 |
| Starling Bank | 4.6M | $3.5B | €838M | €17.2B | $1.1B | 2,957 | 2014 |
Data from official annual reports, regulatory filings, and verified press releases. Valuations for private companies reflect last known round. AUM = assets under management (different from balance sheet assets). See individual bank pages for sources and data_as_of dates.
🏆 Notable Milestones
€150 billion in client assets under custody as of November 2025, making it the largest investing platform among EU neobanks by AUM.
Revolut crossed 65M global customers in late 2025, making it the most widely used neobank in the world — and the most valuable private fintech in Europe.
The only publicly listed neobank in Europe, Wise reported £1.87B in total income for FY2025 — a 22% YoY increase — with 15.6M active customers.
Monzo turned its first annual pre-tax profit in FY2025 — £113.9M on £1.2B revenue — while growing its customer base 25% YoY to 12.2M users.
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