Best Neobank for Crypto in Europe 2026
Buy, sell, and transfer crypto within your EU bank account. Comparing coins available, external wallet support, MiCAR compliance, and custody models.
280+ crypto assets. Deposit and withdraw to external wallets. MiCAR authorised. Convert crypto to fiat and spend instantly.
40+ crypto assets alongside 8,000+ stocks and ETFs. Savings plans from €1. BaFin regulated. €150B in client AUM.
First Scandinavian neobank with MiCAR CASP licence (Oct 2025). Crypto for Nordic users integrated with full banking.
Crypto Feature Breakdown
- •Buy & sell 280+ cryptocurrencies
- •Deposit crypto from external wallets
- •Withdraw to external wallets
- •Convert crypto to fiat and spend instantly
- •Real-time crypto price alerts
- •Recurring crypto purchases
Custodial (Revolut holds keys); EU MiCAR authorised
- •Buy & sell 400+ cryptocurrencies in-app
- •Powered by Bitpanda partnership
- •Set price alerts
- •Crypto available on all account tiers
- •No external wallet transfers (buy/sell only)
Custodial via Bitpanda integration; no self-custody option
- •Buy & sell 300+ cryptocurrencies
- •Real-time pricing
- •Fractional crypto from €1
- •Cashback rewards on crypto purchases (Prime)
- •Crypto portfolio tracking
Custodial; MiCAR authorised crypto-asset service provider in EU
- •Buy & sell major cryptocurrencies (BTC, ETH, SOL, etc.)
- •€1 flat fee per crypto trade
- •Crypto savings plans (recurring buy)
- •Staking for ETH, SOL, and select altcoins
- •Crypto available alongside full investment portfolio
Custodial; regulated investment account; no external wallet transfers
- •Buy & sell major cryptocurrencies
- •In-app crypto portfolio
- •Convert crypto to DKK/SEK/NOK
- •First Scandinavian neobank with full MiCAR CASP licence (October 2025)
Custodial; MiCAR CASP authorised
Banks Without Crypto
N26, Wise, bunq, Qonto, Monzo, and Starling do not currently offer crypto trading features.
🇪🇺 MiCAR — EU Crypto Regulation from Dec 2024
The Markets in Crypto Assets Regulation (MiCAR) came into full effect in December 2024. All EU crypto service providers must hold a CASP (Crypto Asset Service Provider) licence. Key implications:
- • Exchanges and custodians must be licensed in at least one EU member state
- • Stablecoin issuers must maintain adequate reserves
- • Consumer protections: clear disclosure of risks and fees
- • Travel Rule: KYC required for transfers over €1,000
- • Revolut holds EU MiCAR authorisation; Lunar received first Scandinavian CASP licence (Oct 2025)